In the near future, many friends are reflected in the system ' s offer to purchase member services. Although it was voluntary, many were hesitant because they feared that non-buying members would affect lending. At the same time, there are fears that the fraud platform will be deceived. So, does payment of membership fees really ensure the success of the loan? There is a need to be alert to fraud risks。

Can a member's loan pay off? Watch the end

In practice, there is no direct link between the payment of membership fees and the success of the loan. While it is true that a small number of products require members to make a loan, such products are very few and can be ignored. In most cases, the Platform has introduced a membership system primarily to increase revenue. If the user buys a member and succeeds in obtaining a loan, the platform earns a member fee in addition to the interest on the loan; even if the member does not make a successful loan, it can apply for a refund without any loss to the platform。

That is to say, if the qualifications of the Platform are met, even if the members are not bought, they can be disbursed; and users with poor qualifications, even those who buy, may be rejected. This is normal, but some of the online lending products are fraudulently obtained from membership fees. On the face of it, the credit pass rate is increased through the purchase of members, who, in fact, do not give loans or refund their membership fees when they are paid。

We must stay away from this product. The relevant information can be checked online prior to the application to ensure the credibility of the platform. For security reasons, all products requiring prepayment should be treated with caution and should not contribute easily to avoid economic loss. Fraud is widespread, and large housework requires caution。

There are many other means of fraud in the online lending market. If you want more information, you can pay more attention to the information。