Personal credit reports play a crucial role in financial activities such as loan applications, credit card processing, etc. At times, however, we may find erroneous or unfair records in letters of call. In such cases, the submission of letters challenging complaints is an effective way to correct these errors. This paper will provide detailed information on how complaints of dissent are to be made and an analysis of their likelihood of success。

What if you disagree with your status? Is there a high success rate of letters challenging complaints

First, if you find an error in your correspondence report, you can challenge the complaint by:

1. ** Collection of evidence** First, all evidence relevant to the part of your suspicion of error needs to be gathered. For example, the documents involved, the contracts, the certificates of repayment, etc., are important supporting material for your complaint。

** Contact agency**: Next, you will have to contact the relevant information reporting body (e.g. the personal letter centre of the People's Bank of China) or the relevant financial institution (e.g. banks, loan companies, etc.). Inform them of your problems and submit the required evidence and information。

3. ** Written submission**: written objection form as required and submitted to the appropriate authority. In the written statement, it is important that the issue be clearly described and that all supporting material and evidence be attached。

4. ** Follow-up and record-keeping**: regular communication with relevant agencies is maintained and all communications records, e-mails and other documentary evidence are properly maintained. These records will help you to follow up on progress and provide the necessary support in the appeals process。

THE SUCCESS RATE OF LETTERS CHALLENGING COMPLAINTS DEPENDS ON A NUMBER OF FACTORS, INCLUDING, INTER ALIA, THE SERIOUSNESS OF THE PROBLEM, THE ADEQUACY AND ACCURACY OF THE EVIDENCE PROVIDED, AND THE LEVEL OF ACCEPTANCE OF THE MATTER BY THE INFORMATION REPORTING OR FINANCIAL INSTITUTIONS. ACCORDING TO THE PEOPLE ' S BANK OF CHINA, 545,900 LETTERS OF OBJECTION WERE PROCESSED THROUGHOUT THE COUNTRY IN 2019, WITH A PROCESSING COMPLETION RATE OF 99.69%. THIS SUGGESTS THAT MOST LEGITIMATE COMPLIANCE OBJECTION COMPLAINTS ARE PROPERLY RESOLVED WHEN THEY ARE WELL PREPARED AND REASONABLY SUBSTANTIATED。