On Twitter, users can also find small consumer loan products, such as “distributions”. As long as certain conditions are met, the user can apply for a share on the micro-credit platform. In order to use the sub-payments, it must first be aware of some of its basic requirements and conditions。

How do we get a micro-credit? These conditions need to be met

First, the user must complete the real name certification. As a formal consumer credit product, in order to reduce risk and comply with regulatory requirements, users need to upload valid ID and bank card information on Twitter to open the line. Distribution cannot be used if identity information is incomplete。

Second, good credit. The system is able to access the user ' s letter-of-assist reports when applying for a share, and therefore having a good credit record is critical. In order to be successful in requesting and obtaining amounts, users should avoid late recording on letter reports。

In addition, users need to meet the required age. Only users over the age of 18 are eligible to apply for a subpayment, as minors are unable to use such credit products. If the user is not of legal age, the application can only wait until the age of majority。

Furthermore, only users who have received an invitation from the system can use the share. Disbursements are not open to all MS users, and only those who are judged to be highly qualified by MS will be invited. If the invitation is seized at short notice, it may indicate that it does not meet the requirements of the Platform for the time being。

Finally, adequate repayment capacity is required. The platform examines the income status of users to ensure that they can repay their loans in full and on time. Without a stable source of income, it would be difficult to obtain a subsidised credit line。

In light of the above, in order to be successful in obtaining a credit line for micro-credit, users need to meet the conditions of real name certification, good credit, age requirements, system invitations and adequate repayment capacity. Only by doing so will it be possible to obtain a successful loan。