Flowers are just a loan product under the flag of ant gold suit, which provides easy payment and instalment services for high sesame-sesame users. When using a flower, you can choose between amortization or a minimum repayment. Next, we will compare the advantages and disadvantages of these two repayments。

Which would be more cost-effective if the flowers were to be repaid in instalments and at a minimum? What are the disadvantages of a minimal repayment

First of all, let's look at the advantages and disadvantages of disbursing a flower in instalments:

** Advantages:**

1. ** High flexibility:** Users can select different instalments and instalments according to their needs。

2. ** Interest is relatively low:** Interest is lower than other forms of credit cards。

3. **Fragmentation of burden:** The monthly repayment pressure was reduced by allocating the total billings to multiple repayment periods。

** Disadvantages:**

1. ** Interest is required:** Despite the low interest rate, a certain amount of interest is payable in instalments。

2. **Extension of period of liability:** Repayment in instalments may extend the lending cycle, thereby increasing the overall cost of repayment。

Let's look at the advantages and disadvantages of the lowest repayment:

** Advantages:**

1. ** High flexibility:** Current repayment pressure can be alleviated in the short term。

2. ** Easy and fast:** Good credit records can be maintained only if the minimum repayment amount is paid。

** Disadvantages:**

1. **High interest cost:** Minimum repayment is only a small part of the bill of reimbursement, and the remainder will generate higher interest。

2. **Increased cost of borrowing:** Failure to pay the bill in full will prolong the repayment cycle and increase the overall cost。

3. **The debt cycle risk:** The continued choice of a minimum repayment may result in a gradual build-up of additional debt and a difficult debt cycle。