You're going to buy a house and you're afraid the bank isn't running well? It's all right, it's all right, it's all right. Buying a house is not only a major milestone in your life, but also an important guarantee of your stable life. However, most buyers would opt for a loan, and when they applied for a loan, the problem of the bank flow became a problem. How? Don't worry, just look down

How much does it take to buy a mortgage bank? Reference to these solutions

In many cases, the bank will require you to provide almost six months of bank flow to ensure that your monthly income covers at least twice the monthly supply and that there is no cut-off period. What if the bank is weak? Look with me:

- Large amounts of money at hand: if you have a large amount of one-time money, it is best to deposit it in the bank and to provide the corresponding proof. This act will certainly give the bank a sense of trust, so it will enhance the chances of success of your loan application。

- The power of husband and wife: If you are married and the spouse has a stable income, be bold and provide for both. This will effectively address the problem of water shortage and increase the rate of passing of your loans。

- Provide other valid proof that, as a freelancer or a cash payer, you can consider providing other valid documentation, such as a tax certificate, a certificate of a public pension, a social guarantee, etc., to prove that you have a stable income and that you have successfully taken the loan。

- Model financial resources: If you do not have enough current bank resources, but you have certain assets at your disposal, such as real estate and automobiles, you can submit such financial resources, which are the guarantee that you will repay the loan。

- Increase in the down payment rate: by increasing the down payment rate and reducing the loan line, the banks will also reduce the demand for you to flow, after all, the risk will be reduced。

In summary, when you want to buy a real estate, unless you have a mountain of cash, loans are inevitable. And the bank will ask you to supply at least twice as much water as the monthly. If you don't have enough water, try to increase the success rate with the above advice