When this credit product is used, many users experience “temporary inability to provide services”. What's going on? Today we will look at the possible causes in detail。

How does borrowing mean you can't borrow for a while? That's the main reason

First, system maintenance upgrades are a common cause. If you look at this hint, it means that technical maintenance or upgrading is under way, which could affect the normal use of services. In such cases, it may be useful to wait a few hours or days before the problem is resolved. Contacts can also be made for specific maintenance times。

The second is linked to personal credit. If there is an overdue payment account, it may affect not only the use of the loan, but may also be reported to the Sesame Credit or Central Bank Information System, thereby affecting individual credit records. It is recommended that such a situation be met, that the arrears be settled as soon as possible and that a good credit record be maintained in the coming months, so that the borrowing of services can be resumed。

The instability of accounts was also an important cause. The system may suspect that an account has been stolen, thereby controlling it, if you always log in, change equipment more frequently, and change account information more frequently (e.g., switch bank cards, change mobile phone numbers, etc.). It is recommended that these operations be reduced, that accounts be kept stable and, if necessary, that the client service be contacted to solve the problem。

In another case, there was an anomaly in the payment account. If the account is misappropriated, locked or disabled, it can also lead to borrowing and unserviceability. At this point in time, the most effective solution is to restore normal services by means of identification, in connection with the payment of bouquets。

FINALLY, HIGH DEBT RATIOS ARE A LIMITING FACTOR. THE SYSTEM WILL ASSESS THE REPAYMENT RISK ON THE BASIS OF YOUR LIABILITY, AND IF THE LIABILITY RATIO EXCEEDS 50%, IT WILL PROBABLY LIMIT YOUR BORROWING SERVICES. IT IS PROPOSED TO REDUCE THE LIABILITY RATE TO A REASONABLE LEVEL, NOT TO EXCEED 50%, TO MAINTAIN A GOOD RECORD OF 1 TO 3 MONTHS AND TO RESTORE NORMAL USE。

These are the main reasons for the “temporary inability to provide services” and the response. By understanding these factors and making targeted adjustments, users can better maintain their personal credit so that they can easily obtain a loan。