In modern societies, microcredit is becoming a solution to the growing number of people ' s financial needs. However, many will face difficulties in making timely repayments after using the Internet loan, and the Platform will make a reminder if it is overdue. Why, then, sometimes when the Internet loan is overdue, suddenly no calls are collected? Let's look at the possible reasons。

Why isn't anyone calling all of a sudden? The reason for stopping the rush is count

First, if you find that the web-based lending platform suddenly stopped the call, it is likely that the platform has decided to use other, more direct, methods — to arrange for personnel to go to the door for the call. As the Platform is aware that the telephone may not reach you or be able to reach a repayment agreement, they will send staff to try to solve the problem。

Second, if the Platform initially collects through its own personnel but does not produce results, they may outsource the collection to third-party collection companies. During this handover, users may temporarily not feel that the call has stopped。

In addition, when users fail to pay high amounts for long periods of time, the Platform may be prepared to sue users and bring cases to court in order to safeguard its interests. At that point, the focus of the collection shifted to legal proceedings, and telephone calls would naturally be suspended。

Finally, there is a situation where the Platform treats arrears as bad or bad. When the Platform considers the collection to be hopeless and the amount of the arrears to be small, they may stop and classify this part of the arrears directly as bad or bad. However, such records are retained for a long period of time in the client's letter-writing report, which has a very negative impact on the user's creditworthiness。

In the light of the above, there may be a number of reasons for not receiving a call after the loan has expired. Users should identify their situation as soon as possible and take effective measures to resolve the debt problem in order to avoid further negative consequences。