In our lives, faced with the problem of financing, many people have chosen to use microcredit products to solve this problem. However, should the network lending account be cancelled after completion? It's a big problem. Is there a risk

Does non-cancellation have an impact? What are the risks

First of all, let us be clear that if you do not choose to write off the Internet lending account after borrowing and have not changed the password regularly, your account risks being stolen. This means that someone might use your network account for loans, cash withdrawals, etc., and then bring you a lot of economic losses。

Moreover, if you do not cancel the Internet loan account, your personal information may be taken away, including important information such as your identity card, contact information, bank card number, etc. Imagine that information fell into the wrong hands and that you might be exposed to a range of risks, such as theft and fraud。

Worse still, if you don't write off the network account, your credit records will always be there. Assuming you don't pay back on time, this credit record will be affected, which will lower your credit rating, which will probably affect your future loans。

So if you want to avoid these risks, you should write off the accounts as soon as you no longer need the services of the web-based lending platform. During the use of the web-based lending platform, it is also important to keep in mind that access and trade passwords are regularly changed to increase account security. In addition, you should pay particular attention to the security of the account, avoiding the provision of personal information to others, and to the security of the payment chain and the theft of funds。

In conclusion, there is a real risk that the web-based loan accounts will not be written off. In order to guarantee your financial security and avoid unnecessary economic loss, you should cancel the network loan account and strengthen its security. Of course, the loan will also be made in the context of your needs and ability to repay, with reasonable borrowing as economic conditions permit. Remember, over-borrowing may end up in the trouble of not repaying。