Did you ever wonder why you suddenly lost zero? In fact, if you follow the normal course of business and pay back the flowers on time, the amount will be even or even higher. But if something goes wrong, you might suddenly disappear. We look at different situations。

Why did the amount suddenly turn to zero

First, there is the case of overdue payments. The amount spent is actually adjusted to the historical borrowing behaviour of the user. If you do not complete the minimum repayment within the prescribed time frame, this will indicate a problem with your historical borrowing, at which point your spending may be reduced to zero, preventing further overdraft。

Second, it's your sesame sesame fraction. Sesame points are the product of a credit scoring mechanism that relies on your credit records, consumption records, repayment records, etc. If your sesame score drops, the paying treasure may be considered to be too high a risk, which may reduce your spending。

In addition, personal credit differentials can affect spending levels. You may be considered a high-risk customer if your credit is broken as a result of late repayment or other bad behaviour, which may result in a lower amount of your expenditure。

On the other hand, the deterioration of the repayment capacity may affect the amount of your expenditure. If your ability to repay is reduced, such as a large debt or job income instability, the payment of a treasure may reduce your cost。

Finally, we look at changes in personal information, such as the re- uploading of identity cards, the change of mobile phone numbers, the untie of bank cards, etc., and the fact that the payment of treasures may treat you as a high-risk user and may reduce your cost. Similarly, in order to reduce the potential risk, your spending may be reduced to zero if the payment system discovers that your account has unusual activities, such as large-value transactions, frequent changes to bound bank cards, irregular login locations, etc。

If you want to keep a good amount of money, you need to make the right use of the money and build up a good credit record。