Let us explore in detail how long it will generally take to obtain a property certificate after a loan has been made. This usually depends on the terms of your contract with the developer, since the issuance of the property certificate is always in accordance with the terms of the contract. Generally, it is expected that you will be able to obtain a real estate certificate after 90 days of taking the house, regardless of whether you buy a loan or pay in full, although this does not apply to every purchase。

How long does it take for a mortgage to buy a house

In the case of loans for the purchase of housing, additional steps would be taken. The bank obtains a title certificate for the mortgage, and then, when the certificate is issued, the bank goes to the local real estate office to register the mortgage. Upon completion of the mortgage registration, the property certificate of the borrower can be returned。

The timely availability of the property certificate depends on several factors. First, it is crucial that the developer has completed the processing of the property certificate, since only if this condition is met can the buyer obtain it. Second, if you are making a loan from a bank, the property certificate will be used as collateral and will remain in the bank until you repay the loan. Finally, the policies and procedures for obtaining a real estate permit may differ from one place to another, and this may therefore affect the time you get a real estate certificate。

The exact time at which the property certificate is obtained after the loan is purchased may vary from region to region and from situation to situation, and it is therefore preferable to ask the local real estate office or amortization agency for specific time issues。