Interest on online loans is generally high, as is well known, but for a variety of complex reasons many still choose to use these platforms. Some users are beginning to find themselves in the difficulty of being unable to repay their loans, and they try to consult with the Platform, but they are not sure whether it will accept it. What are the chances of a successful repayment on the Internet? Does success affect your creditworthiness

Is there a high rate of success in the online loan negotiations? Will successful consultations affect the letter of call

The number of users who wish to consult is not large, but the actual success is not encouraging, especially for those using small-scale loan platforms, where the chances of rejection are high. The objective of the consultations was not only to reduce interest or extend the repayment period, but in any case to the platform. With the exception of some formal platforms, the likelihood of successful consultations is rather low. But this is not completely unsolved, and if you have such problems, you can choose to go to the relevant forums, such as the Silver Chamber, the Black Cat and so on, and they can do better and help you。

It should be noted that, even if the consultations were successful, that did not mean that you could avoid all the negative effects, especially when you chose to pay in instalments. Since the negotiated repayments were made in the context of arrears, as long as your arrears were outstanding one day, you would be overdue, which could affect your creditworthiness. The extent of the impact will depend on the type of product you use. If the product you use is already connected to the I.D. system, there is a great risk that the delay may affect your letter record. If you don't have access to the letter, then you're likely to have an impact on your web-loans' big data qualifications, making it impossible for you to apply for other web-loans in a short time. In addition, if you choose the interest relief, you may need to be prepared to repay the loan once in a while。

For web-based lending products, we must remind everyone to use it rationally, otherwise it could have a significant negative impact。