You might all know about the loan on the money. However, some users may forget to pay on time, resulting in overdue payments. If you're troubled, for example, about the consequences of a day's delay, just keep reading. If your loan account is overdue by one day, you will find it impossible to borrow from other credit products that borrow or pay for treasures, even if the amount available is sufficient. However, if you pay your arrears immediately after one day's delay, and there have been no past dues previously, then they can continue to be used. Remember, it still depends on the system's integrated assessment of you。

Will a day's delay affect use? The consequences are serious

On the other hand, the delay of one day is no small matter. Although it may not sound serious, it may have some troubling consequences. First, the platform will charge a one-day penalty at a rate higher than the normal borrowing rate and will continue until the arrears are fully paid. As a result, the longer the delay, the greater the amount of fines. Second, your credit records will be overdue. Although only one day had elapsed, the record could not be eliminated immediately, it would take five years and must be repaid。

Therefore, in order to protect your credit records and avoid unnecessary fines, it is recommended that you repay the loan in full and on time. Moreover, maintaining a good credit record would also help your future, for example, in the purchase of money-for-money deposits and the purchase of property。