Let me introduce you to Microbank's microloans, a pure credit product that, surprisingly, does not require any collateral. However, in order to secure funds, the system ' s credit requirements for applicants remain high. Besides, there's some behavior that leads us to lose the cake. Come on, let's see if you can't borrow any more

Why can't we borrow money after we repay our loan? That's the main reason

First of all, it's in your letter report that the bad record looks like a bad disease, and the best applications are shot. After all, microprime loans are credit loans that depend on the credit position of the user, have bad records and cannot be found anywhere。

Second, you have to have a steady income. Money is as good as chips, and it's natural to pay back. But if your work changes and your income is not stable, the system will naturally worry that you will not be able to afford it, and if it does, it will have a control measure to release the money when your income is steady。

Third, you can't have high debt ratios. When applying for a loan, your external debt will have to be settled, otherwise the debt burden will be greater and the repayment pressure will be greater. The system will be more careful when you approve your loans, but don't worry, lower the debt ratio, lower the risk of repayment and, naturally, higher the success rate。

in addition, you have to follow the rules of the credit line, which can't be misused. systems will monitor if the user has committed any irregularities, such as the use of amounts to finance or invest, which is not an option, and will limit you if found。

Finally, ensure that your identity information is effective. When you use microparticles, you have to authenticate on the micro-trust platform, and the system will limit you if your ID expires。

So it depends on the circumstances. However, the product could continue to apply as long as the problem was identified and a solution found。