Are you worried about the difficulties you're having in buying a house? First of all, let's discuss the issue of "bank flow." In particular, how many banks are needed to buy a house? Also, how can the success rate of applications for loans be increased

How much does it take to buy a mortgage bank? What are the techniques for borrowing

If you want to buy a house and you need a loan, the bank requires you to provide a water flow record for nearly half a year, and then the monthly income must cover at least two months of loan repayments and no blanks. The lack of sufficient running records will make your loan application difficult. But don't worry, we have some ways to help you。

Strategy 1: A one-time deposit of large amounts into your bank account. The provision of proof of work and the deposit of large amounts of money can gain the bank ' s trust and make it more willing to approve your loan。

Strategy II: Submission of water to both spouses. If you are married and your spouse has a stable income, you can submit both of them to the bank。

Strategy III: Choose another effective means of proof. If you are a freelancer or if your salary is paid in cash, you can also provide other valid evidence, such as a tax certificate, a certificate of deposit in the Provident Fund, etc。

Strategy IV: Provide financial certification. If the bank does not have enough water, but you have some property (e.g. property, car, etc.), you can choose to provide such a financial certificate。

Strategy 5: Increase the down payment rate. This means that the amount of the loan you need will be reduced, so will the risk of the loan。

In conclusion, it is important to pay attention to the fact that the bank is running at least twice the monthly supply. If the banks are running out of water, the strategies will help you to improve the success rate. However, it is necessary to apply for loans rationally, in accordance with their actual needs and repayment capacity, and to avoid over-borrowing and falling into an unsustainable situation。