Let's talk about this easy split, which is different from the old-fashioned loan procedures and easier for financial institutions to give you green lights. This is because on-line lending institutions do not set too high a threshold for you, and as long as you have no outstanding overdue records, the liabilities are not too high, and you usually get the money very quickly. This does not mean that any person can easily obtain amortized loan. The loan institution will assess whether you may fail to believe in certain circumstances and see if you can repay them. This includes:

Is it easy to borrow in instalments? What are the means to collect in stages

1. Credit records: They will judge whether or not you have repaid as scheduled by looking at some of your past credit and repayment records。

2. Your financial resources: They will examine whether your sources of income are stable in order to ensure that you have sufficient financial capacity to face monthly instalments。

3. Your liability: In addition to the amount of your application, the liability will also affect your application. Debt-burden benefits may make your application old。

If you borrow the instalments, but, uh, you can't pay them on time, you have to be aware that the lending institutions usually pursue your debt by one of the following:

1. Reminders: they will remind you, by telephone, text message or e-mail, to pay back。

2. Deprivation: If you do not repay the instalments on time, they may collect the gratuity. The reason for this is to get you to pay back the money so that they can mitigate the damage caused by your late payment。

3. Extra-judicial reminders: If they cannot contact you for some time and solve problems, they may throw your overdue accounts at third-party companies specializing in collection services. These specialized companies will use more targeted and sophisticated methods to recover their arrears。

So, whether we are loaners or financial institutions, we have to get rules and regulations on time, and we have to keep up with each other in a timely manner, so that we can all work together on the repayment。