Can you borrow 300,000? Within six months, this may be found to be a difficult task. Typically, the maximum amount of the loan is three times the base amount and the lowest is one and a half times the base amount. So, if you had only paid a six-month pension, it might not have been possible to borrow 300,000。

What's the impact of the severance

In addition to this, there are limits on the maximum amount of Provident Fund loans in different regions. In the case of Beijing, for example, the maximum amount of the loan was two and a half times the contribution base. This means that you need a sufficient base of contributions, but it seems that six months of savings in the Provident Fund may not be able to meet this need。

So, what will be the impact of the severance? The most obvious effect is that it affects your eligibility for a loan. With regard to the purchase of housing on a Provident Fund loan, most districts require a continuous period of time, which in most cases is approximately 6 or 12 months, and the Provident Fund should be in a regular state of contribution before applying for a loan。

If the Provident Fund is cut off, there may be problems when seeking to apply for a Provident Fund loan to buy a house. First, the Provident Fund is now in a state of default and cannot apply for loans. Second, withdrawals would affect the requirement of a continuous period of contributions, which would take some time to apply for a housing loan, even if the subsequent repayment began。

In addition, the amount of the Provident Fund loan relates to your Provident Fund account balance. If you stop paying the Provident Fund, your account balance will be affected, which may result in you not being able to obtain an adequate loan line when applying for the Provident Fund。