In daily consumption, many choose to use flowers as a consumption tool to meet different consumption needs. In cases where the amount spent has been exhausted, some may choose to apply for a temporary amount. However, what should be done to ensure that the provisional amount is due

What happens when the provisional amount expires

FIRST OF ALL, IT WOULD BE USEFUL TO KNOW WHAT THE IMPACT WOULD BE IF THE PROVISIONAL AMOUNT WAS DUE AND UNPAID. ONE OBVIOUS RESULT IS THE COLLECTION OF OVERDUE FEES. IN THE EVENT THAT THE PROVISIONAL AMOUNT IS OVERDUE, THE PLATFORM WILL CHARGE INTEREST BASED ON THE OUTSTANDING AMOUNT OF 0.05%. THEREFORE, UNLESS NECESSARY, LOANS ARE REPAID AS SOON AS POSSIBLE TO AVOID AN ADDITIONAL BURDEN OF INTEREST。

Second, the overpayment of funds on an ad hoc basis had an impact on individual credit evaluation. Normally, if the ants are paid off for temporary borrowing within one month of the repayment period, it will have little impact on personal correspondence and will only incur interest. However, if more than a month remained outstanding, there would be a negative impact on personal letters. Once overdue information is recorded, it will have an impact on future borrowing requests。

So once a temporary amount of money has been used, the question is how to choose the appropriate repayment. There are three ways of paying off a temporary amount。

The first is to apply for amortization. Depending on their needs, three, six or twelve instalments may be selected. Rates may vary depending on the number of instalments. It was important to select a reasonable period, provided that there was no pressure to pay。

THE SECOND IS TO APPLY FOR A MINIMUM REPAYMENT. THE MINIMUM AMOUNT SPENT WAS 101 TP3T OF THE CURRENT BILL AMOUNT. IT SHOULD BE NOTED, HOWEVER, THAT THE OUTSTANDING PORTION OF THE MINIMUM REPAYMENT WOULD ENTER THE NEXT BILLING CYCLE AND WOULD NEED TO BE CALCULATED AT FIVE PER 10,000 DAILY INTEREST。

The third is the normal full repayment. Full repayment of the loan before the repayment date would avoid any cost. Full repayment is therefore the preferred option if economic conditions permit。

In general, knowledge and control of reasonable repayments can help us avoid unnecessary economic burdens while maintaining good personal credit ratings。