Credit lending products are widely available in today's markets, such as the popular “splits”. So, in the face of such products, we are often concerned about how long it takes to review. The ease of review generally takes between half an hour and one hour. If you have good personal credit, the system will be available for approximately half an hour without a return call after submission of the application. The eased review model is a combination of systematic and manual review. If you have the highest personal qualifications, then the system review usually results in half an hour。

How long does it take to evaluate the instalments

However, if your qualifications are general or not good, there may be a need for systematic and manual joint audits. If the results of the system audit are not available within half an hour, there may be manual follow-up. If you haven't made a loan, it's probably not your application. At the same time, if you do not receive a return call, it is probably rejected。

Many also question whether the amount of the instalments can be cashed out. The instalment is a consumer credit product that repays the amount of the consumption in instalments, so its amount is not cash and cannot be cashed directly. If you need cash, you can consider the following: 1; early repayment; 2; loan conversion; 3; transfer of claims. Note, however, that in either way, it is necessary to identify its own financial position and risk tolerance in order to avoid a deep debt crisis。