As social consumption standards rise, many people opt for loans when they need cash support, in which the livelihood of the population becomes a large choice. So, do you know the relationship between the loan and the Bank? And how to apply for a loan

Is it the People's Bank

First of all, you may mistakenly think that the loan is a product of the People's Bank. In fact, they do not have a direct affiliation, although they do have some connection. The livelihood of the people depends on the platform of the public utility, and the shareholders of the public utility and the Bank have many points of convergence, such as that of the Eastern Group. In practice, they are also strategic partners, sharing resources。

So how do you apply for a loan

First, the age requirement is 24-50 years and must be a Chinese citizen with full civil capacity

Second, the personal creditworthiness and the credit record are good, with no more than two cumulative overdues over the past year and no more than 20 days each

Third, to have a legitimate and stable source of income, with the capacity and willingness to pay back on time

Fourth, loan guarantees and other relevant documents, such as a permanent residence pass or a resident's identity card, as certified by the People's Bank。

It is worth noting that most of the people's loan applications are made by licensed banks or financial institutions, such as the Misizhou Bank. This means that letters are checked and recorded, and it is therefore recommended that good practice be developed to pay on time. In addition, the entire product is automatically approved by the system and no return calls are required. Once the application has been submitted, the result of the approval is normally available on the same day, and after the approval, the amount is available on that day。