Do you know what a personal letter is? Indeed, it has become an important basis for assessing our credibility and has a wide range of applications. There is also a growing awareness of its importance. However, "How often do personal letters normally be updated? " This question must be understood by many. Walking together to explore this topic in depth。

How often do you update your personal letters

First of all, you know, personal letters are not updated in real time. In general, it is updated approximately once a month. Upon your application for a loan or the completion of your repayment, the letter of credit records do not immediately show these changes. The change in the information will need to be noted after the relevant data is uploaded by the lending institution。

Sometimes you find that even if you've paid off your loan, the letter records have not been updated. There is no need to worry too much. At this point in time, you may still request a certificate of settlement from the lending institution to ensure your interest。

However, it is important to remember that even when letters are updated, some information is retained, such as search records, loan history, overdue records, post-credit management records, etc。

In addition, it may be a warning if you see a number of loan enquiries in the short term on the letter report. It is often suggested that there may be some economic problem, which raises concerns about lending by lending institutions。

How, then, is it possible to see whether the letter of call has been updated? First of all, you can take your identity card on a working day and go directly to the People's Bank to check for a printed letter report, but note that there are only two free printer meetings per year. Second, the commercial bank can also provide this service, and you can provide an identity card after printing. In addition, you can search on your own initiative in some mobile banks with online search capabilities. Although the information thus obtained may not be complete, it is also economical to simply check if the letter is updated. Finally, some third-party software, such as payment treasures, also provides a search function and allows you to be updated。