Is it possible to obtain a loan successfully without a home, a car, a job — in such a “three-nil” state? Most people believe that bank-hot borrowers often own real estate or automobiles, but you know what? Even a “three-nil” status can reverse the situation and succeed in obtaining loans。

Is there anyone who can make a loan

Is it really okay to borrow three people? The answer is yes. Although you may not have a real estate or a car or even a steady job, bank loans are still open to you. You can try to apply for a loan, submit the necessary information and wait for the results。

A three-nil person can apply for credit if he or she has been in service for more than six months and has continued to pay his or her Social Security and Provident Fund on time。

Some tiny act that you may not notice can be a knock-on for a loan. For example, your regular bank access, that's what we're talking about, if it's more than 2,000, is a good sign of your robust repayment capacity. Or you can get a loan if you have a record of online consumption, a clear record of your economic power, a good online purchase record, with over 600 sesame credits。

Another trick is to apply carefully for Internet loans. If there are too many applications for Internet loans, there will be misgivings on the part of the approvers, with a negative impact on your credit. Thus, if your credit score is above 60, there is an opportunity to apply for a loan。

Thus, although you may be a “three-nil” person, even if one of the above conditions is met, you may have the opportunity to apply for a loan, but the amount of the loan may be affected. So, keeping a good record of bank flows and Internet purchases, and maintaining a good credit position can help you when you need it。