In the area of finance, letters-inquiries are a subject that is closely followed by the general public. On a frequently asked question, “Is there a ceiling on the number of inquiries per month?” The answer does not really have a clear limit. However, in order to maintain your personal credit status, we recommend that you do not receive more than five letters of call per month or 10 in two months. However, with regard to “requirements may be denied several times”, banks are not certain, with restrictions of up to 10 times in two months or two or three times a year。

How do you avoid frequent searches

So how do we avoid frequent letters? Take a look at some of our suggestions: first, be careful to protect personal information from being easily disclosed to strangers or to websites, and avoid misappropriation of personal information that could lead to the erosion of credit. Secondly, there is regular access to credit reports, which we usually recommend on a semi-annual basis, in order to know their credit status. Moreover, the public inquiry platform is a good option, as the public inquiry platform provided by the Central Bank’s personal correspondence centre, Idas, etc. helps to reduce the number of queries and avoid unnecessary costs. Finally, if there is a significant financial transaction demand during the month, such as the purchase of a car, additional queries are required, which can be applied to the letter seeker。