YOUNG PEOPLE, I WOULD LIKE TO TALK TO YOU ABOUT THE IMPACT THAT WE WOULD HAVE IF WE HAD ONE DAY OVERDUE PAYMENTS WHEN WE USED THIS WEB-BASED BORROWING PLATFORM. FIRST OF ALL, YOU MAY RECEIVE REMINDERS, WHICH WILL ALERT YOU BY TEXTING OR SHIVERING THE APP IN ADVANCE OF THE REPAYMENT; SECONDLY, THE DELAY WILL RESULT IN A CORRESPONDING PENALTY, WHICH IS ACCUMULATED OVER THE NUMBER OF DAYS WE HAVE NOT YET PAID; THIRDLY, THE IMPACT MAY BE MORE SEVERE, WHICH MAY CAUSE DAMAGE TO YOUR CREDIT AND MAY EVEN BE UPLOADED TO A PERSONAL CALL, WHICH WILL AFFECT YOUR CUT-OFF; AND LASTLY, IF THE DELAY IS SERIOUS, THE AMOUNT WILL BE SUBSTANTIAL, OR EVEN DUE TO A MALICIOUS OVERDRAFT。

What's the impact of the delay

What if you say it's overdue? In general, friends can be asked to help with the advance so as not to accumulate the penalty. In addition, you can try to negotiate with the voice of the voice, and if you are sincere, they may appropriately reduce interest rates or extend your loan term. It should be borne in mind, however, that in no case could re-loans be chosen to pay off the debt, and that borrowing new debts and old ones would only make your debt snowballs roll。

Don't be nervous if you get a call. First of all, you cannot avoid them by calling them to tell them exactly why you are late in paying their dues and to say that you have encountered some difficulties. Then try to consult them. If you do not have the capacity to pay back at this stage, then you can make sure that the call is from a staff member who has spoken, and if so, you can consult them directly. Of course, it is important not to forget that we have always expressed our willingness to pay back, so that there will also be a relatively moderate approach to collection。