Applications for easy-to-use micro-credit products are processed quickly. Did you ever want to know more about its deferred repayment function? Today, we come to discuss how to apply for the AXFO deferred repayment service。

Is it easy to apply for an extension of the payment

To make it clear, the deferred payment of the comfort flowers is available. However, in order to carry out this business, users would have to purchase flexible repayment packages valued at $40. Upon purchase, you will see the “early/deferred repayment” option on the AXP page. Three to seven days prior to the date of repayment, a one-month extension could be requested by clicking on [the deferred payment]. It needs to be noted, however, that it is not possible to apply for deferred repayment services without the purchase of flexible repayment packages。

How, in particular, should an extension be requested? The following steps will help you:

1. Communication with the bouquet of comfort. In the face of the difficulty of not being able to pay back on time, you have taken the initiative to contact the bouquet as soon as possible to make your intention clear and to request an extension。

2. Provide reasons for the extension. Explain why payments need to be deferred for real reasons, such as unemployment, sudden accident or major illness, leading to a temporary inability to pay, rather than a subjective opt-out。

3. Provide supporting material. You need to submit relevant evidence, such as unemployment certificates, hospital medical certificates and lists of medical expenses, to prove the above reasons。

4. Expression of willingness to pay. While full repayment is not possible for the time being, a positive repayment attitude is to be shown, with the best possible first partial repayment of available funds。

5. Proposing a deferred repayment option. In general, the one-month extension of the repayment period is intended to extend the current bill until the next payment, with only one opportunity for renewal and no continuous extension. Therefore, your extension programme needs to be realistic。

6. Pending results. Following submissions, expressions of attitude, and proposals, the Fusion Flowers will consider your application and give feedback of consent or disagreement. If agreed, the payment would be made in accordance with the agreed formula; if not, only further efforts could be made to try the application again。