The use of the "flower" to pay for your consumption is a service like an electronic credit card, a function that allows you to consume now and pay next month. So, what happens if you fail to repay your flowers? Let's talk about it together。

How do you solve the problem of overpayment

First, you can choose to pay in instalments. That means you can split your current bill into parts and repay it on a schedule. While this will ease your current debt pressure, you are required to pay a certain fee。

Second, you can choose the minimum payment. This option allows you to pay at least the minimum amount currently billed, thus minimizing the current pressure on your repayment and avoiding delays caused by your inability to pay your arrears. But if you choose this option, the rest of the money will be added to your next bill, so you'll have a bigger bill next month。

Finally, you can choose to change your repayment date. While many people choose to pay their bills on the 10th of a month, you can change your repayment date to the 15th or the 20th of a month. So your repayment period is extended, and you have more time to raise the repayment than your arrears。

THERE ARE CONSEQUENCES FOR OVERDUE ARREARS. FIRST, YOU'LL GET A TEXT OR A PHONE CALL. SECOND, THE LATE REPAYMENT IS SUPPLEMENTED BY AN ADDITIONAL DAILY INTEREST RATE OF 0.05%. ALSO, IT COULD AFFECT YOUR SESAME CREDIT SCORES, AND WHEN YOU LOSE YOUR CREDIT SCORES, IT COULD AFFECT YOUR FINANCIAL OPERATIONS ELSEWHERE. FINALLY, IF YOU DELIBERATELY FAIL TO PAY YOUR ARREARS, THEN YOUR INFORMATION WILL BE REPORTED TO THE CENTRAL INFORMATION SYSTEM, AND ONCE YOU HAVE BAD DEBTS ON YOUR LETTER RECORDS, IT WILL BE DIFFICULT FOR YOU TO ACCESS OTHER FINANCIAL OPERATIONS。