When we talk about applying for a mortgage, one of the core elements is your letter of credit. Many were concerned about the process, especially those users of web-based lending products that had been overdue in repayment. Will they affect future applications for mortgages due to past delays

How do you recover after the delay

Come on, let's figure this out。

Let's talk about "Does it affect the future of loan purchases?" The fact is, if you have a overdue record on the flowers, it could really affect your subsequent mortgage application. But this is also related to your overdue period and the amount owed. If you have a shorter overdue period, a smaller amount of arrears, and you are able to repay all of your arrears in a short time, then this overdue record will not be entered into the central bank’s credit system, nor will it affect your future mortgage application。

However, if you have a large amount of arrears and a long overdue period, it is feared that the letter-writing records will be unavoidable, and once the record is received by the Central Bank's letter-in-trust system, the process of applying for a mortgage may be affected, as the bank checks the applicant's letter-keeping information when approving the loan。

So how do you get the flowers back? First of all, you can buy some property on the payment treasure, and let the payment platform see your economic power. Secondly, the payment of overdue debts should be made as soon as possible so as to avoid further expansion of the effects of the delay and to restore the normal functioning of the exercise. Moreover, maintaining a moderate consumption rate and improving your own information, including vocational, academic, income, etc., and even vehicle and real estate information, will help you to recover your flowers as soon as possible。

If you keep a good record of performance for other credit products, such as keeping a record of performance and increasing sesame points, when your flowers are less overdue, then your flowers may recover even faster. And that's how we figure out whether "flowing or not will affect the purchase of a sub-prime loan" and hopefully this information will help you。