Buying a house is a major economic decision, and many will choose to lend to ease economic pressure. In the process of starting repayments, are you sometimes overstretched for some reason, unable to repay the mortgage and wondering if you could apply for the extension of the repayment and for how long

How long can you apply for an extension

Normally, the bank will allow you to apply for a six-month extension of the loan, but this will require you to communicate with the bank. In this case, the deadline is not rigid, but will be considered on your own merits. Your request will not always be consistent and the bank will conduct a thorough review in the light of your real situation。

The three main points you need to note when you choose to buy a mortgage are, first, that you qualify for a loan, and that you have to make steady progress on condition that you meet the local conditions for buying a house. Otherwise, your loan application will never be considered by the bank. Secondly, various materials, such as a copy of the identity card, a copy of the account book, etc., were prepared in advance. Finally, it's your way of lending, and while interest rates are low, the complexity of the Fund's procedures may cause you a headache. So you better check in advance to see if you meet the conditions for use。