We all know that if the payment is not made at the agreed time, it is the overdue payment. But if you're using flash money, what happens when you're a day late? It's time to get to the point。

What would happen if we had one day's delay

First, when your caller's one day overdue, you'll be asked to pay some late interest. This was specified in your contract, and the penalty was calculated on the basis of contractual interest. It needs to be noted that late interest rates are usually higher, which increases your repayment pressure。

In addition to this, commercial banks are also alerting you to pay in a timely manner by telephone, text messages, etc. The bank will explain to you what the consequences may be if you pay back late。

In addition to increased interest rates, late repayments could undermine your credibility. Long overdue payments may have a negative impact on your personal credit records. Banks have the right to take legal measures to recover their arrears, including by reporting their overdue records to the letter-of-merger body or even by legal proceedings。

So, if you're not careful about the one-day delay, what can you do? If the delay does not exceed three days, you can pay your arrears in time and then make a phone call to the customer's bank service, number 955555, to tell them that you forgot to pay and ask them to delete this poor letter of call. In general, they'll remove your overdue record after the approval of the commercial bank. But remember, if you are more than three days overdue, you need to continue to use the product, in addition to the timely payment of all arrears and fines, pending automatic coverage of credit records。