Are you asking about the conditions for the commissioning of micro-credit? Let's talk about it. This form of consumer credit, which helps individuals and families to apply for credit, differs from what many wrongly believe, and the opening of micro-intelligence loans has nothing to do with micro-intelligence payments. Micro-credit credits should be applied to real-life scenarios such as rent-free loans, first-time payments, etc., while micro-particle loans are based on an invitation-to-open system and are not affected by micro-credit credits。

How many points do we need to open a micro-credit

So, what are the factors that actually affect the availability of particulate finance

First, let's look at the impact of credit ratings. Micro-intelligence granules, a new type of Internet credit product, regularly obtain individual credit ratings through cooperation with third-party institutions. In most cases, the higher the credit rating of the subscriber, the greater the likelihood of authorizing micro-credit。

Secondly, we would like to note the impact of personal information on the development of particulate lending. Wireless users need to provide complete and accurate personal information, and that information needs to truly reflect the user ' s own situation. Such information may include identity card numbers, domicile addresses or educational qualifications, which will be used to assess the ability of borrowers to repay, thereby affecting the availability of particulate loans。

Finally, it is not insignificant, but the effect of repayment records. Like other lending modalities, micro-credit users need to pay back on time to maintain a good reputational record. Since repayment records are searchable, any missing or poor record may be a negative factor affecting the availability of particulate finance。