When considering the purchase of property, most often try to apply for a Provident Fund loan in order to reduce some costs. However, is it true that the application for a Provident Fund loan will pass so smoothly? What should be the focus of face-to-face links? Let's talk about it together。

Is there anything that was turned down after the equity loan

First of all, it needs to be understood that not all applications are approved without retroactivity, even for Provident Fund loans. The situation is not ideal. For example, if the applicant ' s working state is not stable, or if there are historical records of abnormal withdrawals in the Provident Fund letter report, or if there are records of delays in repayment, etc., this may affect the final outcome of the approval。

Second, the issue of applying for a Provident Fund loan is not just a matter of money, but also of being prepared to wait patiently, because the process of lending a Provident Fund loan may be somewhat slower than expected。

Now, let's see what we need to look at during the face signing:

1. Don ' t move your Provident Fund balance. Your Provident Fund loan line is closely related to your Provident Fund account balance. If you have insufficient, if not no, balance on the Provident Fund account before face-on, then your likely application may be put on hold. So try to keep your pool account balance。

Do not delay your payment. Owing to the nature of the Provident Fund loan, which imposes very high requirements on the applicant ' s letter of request, you cannot have a significant delay and the number of enquiries over the last six months cannot be excessive。

3. Do not apply for other loans at will. Provident Fund loans are also concerned about the ability of applicants to repay. Before face-to-face, do not apply for other loans, which would lead to an increase in the proportion of your debt and leave a new credit record on the letter-of-assist report, which would probably result in the non-adoption of the loan if, for example, there were delays。