It was understood that many friends had reacted to the use of the Kyoto whites as a voluntary repayment and found that more money had been withheld than was due. What the hell is going on here? Let us answer this question in the following professional financial terms。

It's probably for these reasons

First, it should be clear that additional interest would not be required if the Kyoto whites were used for consumption, were to be paid in a non-salary manner and were to be repaid in full on time. It's like paying for a flower in a treasure, you spend it this month, you pay it the amount you pay the next month, you don't draw any interest, you just have to choose "no term" when you use a white note。

There are several possible reasons for this, then, if you pay more than is due. One possibility is to generate late payment and a fine. If it is not possible to ensure that all invoices have been paid in full by the due date, the Beijing White Note will be subject to a withholding fee and a penalty, so you may see more deductions than are due。

Another possible explanation was the error in the book due to the difference between the repayment date and the bank ' s processing time. For example, you choose to pay a week or days in advance, while the bank may have a time difference when the actual deduction is made, which may result in errors。

The third possibility is that when you pay back, there is an additional deduction from the bank card. You need to be careful whether the bank card itself has other service costs or deductions, such as those related to the Kyoto White Note, which may be deducted together at the time of repayment。

IF YOU CHOOSE TO PAY KYOTO WHITE IN INSTALMENTS, THERE WILL BE A SERVICE FEE. THESE SERVICE CHARGES = THE PRINCIPAL OF THE CONSUMPTION OR BILLING* INSTALMENT SERVICE RATE OF APPROXIMATELY 0.7%, WHICH IS SHOWN ON THE PAGE。