The question of whether the repayment of the online loan could be extended until 24 p.m. on the same day is one that many would like to clarify. Network lending has now become a major route for most people to address funding constraints. However, many people remain somewhat confused about the timing of loan repayments. So, how about before 24? Let's go deep。

Can I pay you no more than 24 on the day

Borrowers are usually not considered to be overdue by 24 hours. It should be noted, however, that the timing of withdrawals from the account by various loan banks or small loans brands is uncertain and that, therefore, the safest way to do so would be to deposit the full amount into the current account of the debit bank card before 12 noon on the day of the withholding, so as to avoid affecting the withholding. Some network lending companies begin to withhold at 12 noon, and if the deduction fails, the borrower can transfer after 12, and will not be in an overdue position as long as the arrears are settled by 24:00。

In bank loans, most of the repayment time is fixed according to the time of the bank ' s work, which leads many to assume that there is a similar provision for the repayment time of the Internet loan. In practice, however, there is no limit to the repayment time of the loan. Specific repayment times may be negotiated with a bank or loan platform and then clearly stated in the contract。

So what will happen if the Internet loan is overdue? Even if only one day is overdue, it affects the letter of call, which is your personal credibility. The system is documented and, once overdue, is recorded in incoming letters, which has an impact on the credibility of individuals. Often, interest payments are collected on a daily basis, and even if they are overdue by one day, they increase the interest rate, thus affecting the amount of repayment. In addition, on the overdue day, the payee receives a reminder phone and text message, which may affect life and work。

Therefore, in order to maintain personal credibility, loans are still to be repaid in full and on time in order to maintain a good repayment record。