in the financial world where stone-throwing goes, you may have heard of the chinese bank of china, a chinese bank that elaborates on a seamless loan product. innovative financial solutions for this product and easy lending processes have been enthusiastically followed in the market. what, however, are the conditions necessary for obtaining a chinese-chinese loan

What are the conditions for a Chinese loan

First, you need to maintain a clear personal credit record. In addition, your employer should pay through the Bank of China and the process should last for at least six months. Thirdly, you should have taken up a housing loan with the Bank of China and paid back more than 24 consecutive months. Moreover, you should have paid the Housing Provident Fund for at least six consecutive months. As for the wealth-user level of the Bank of China, applicants need to be at level 06. Finally, there are other conditions that need to be met。

WHEN IT COMES TO MONEY, THE FUNDS OF THE SINO-GIN E LOAN CAN BE WITHDRAWN. BORROWER HOLDING A VALID IDENTITY OR ACCOUNT MAY WITHDRAW MONEY FROM A BANK COUNTER OR ATM. IN ADDITION, FUNDS FROM THE CHINA BANK E LOAN MAY BE TRANSFERRED. IT SHOULD BE BORNE IN MIND, HOWEVER, THAT CASH WITHDRAWALS TAKE TIME AND TAKE APPROXIMATELY THREE HOURS TO REACH THE USER ' S COLLECTION ACCOUNT, WHICHEVER IS SPECIFIC。

however, the funds of the sino-chinese e-loans are not available for repayment of other loans. in other words, borrowing new or old is unacceptable, and this rule applies not only to chinese or chinese loans, but also to other loan platforms. if the loan line is used by the user to repay the loan, it may give rise to risk control on the platform and may require a one-time settlement by the user。