The network is full of a variety of loan products, one of which is well known by a large number of people, namely, a convenient credit card repayment and credit loan product. However, it was found that even if there were enough, it would not be possible to borrow successfully. Why is it so troubling

How long will it take

Reason I: Failure to meet audit standards. When a user applies for a loan, the system is checked. If user information did not meet the auditing criteria during the approval process, it would not be possible to apply for it successfully, even if there was a level of borrowing。

Reason two: Insufficient combined score. The system evaluates loans when they are applied for. If the credit position of the users is poor, resulting in a lack of consolidated scores, it is not possible to borrow the amount set aside。

Reason III: Over-frequency of applications. Some users may be eager to apply for loans as soon as they have paid off their credit card debt, which may lead to the rejection of the loan application。

Moreover, review cycles are a factor to be considered. Qualifications of new users may be set aside for a longer period, usually one to three working days. However, for older users, approvals will normally be completed within five minutes and will not exceed 30 minutes, as long as the credit status is good。

In conclusion, we understand the reasons why borrowing cannot be saved and note that the timing of approval is also an important parameter。