There may be many reasons for the failure of borrowing, and here we try to understand some of the possible reasons。

I can't borrow it

First, if you have a loan operation in a familiar network environment, such as at home or in an office, this usually does not cause problems. But if you're operating in an unfamiliar web environment, like in a public WiFi, the system might block your loan requests to protect your funds. In this case, you just have to wait for a while to return to the familiar network environment and try to apply again。

Secondly, equipment problems may also lead to the failure of lending. The system may be delayed if you replace the loan facility or change the cell phone number used for the loan. In such cases, a three-day waiting period before submitting an application would normally solve the problem. It would be preferable to make more use of valor payments and consumption and to identify themselves through face recognition。

In addition, delays on credit reports may be a cause of failure in lending. Whether or not the overdue act was caused by borrowing, the inclusion of a credit report would reduce your overall personal rating, which could lead to borrowings that might be considered too risky。

Finally, if your letters of credit report shows that you have high liabilities, many loans, large loans to guarantee others, or a criminal record, this could lead to a reduction in your overall rating, leading to the failure of lending。

What if I can't borrow it? So you can try the following three steps: first, wait for your credit. If you have a bad record on your credit report, you can only apply for a loan once the credit report has been repaired. Second, try to lower your borrowing rate. That means you need to reduce your debt, which might ease the system's concerns about you. Finally, raise your income. A higher level of income would significantly increase your solvency, which might reduce the fear of borrowing and enable you to get credit。