Let's talk about microbank personal credit. The loan service of this new digital bank has been warmly welcomed by the public for its ease of application。

Microbank personal credit application process and interest rate to meet these conditions

FIRST OF ALL, HOW DO YOU APPLY? IT'S REALLY SIMPLE, THERE ARE THREE STEPS: FIRST, YOU HAVE TO DOWNLOAD AND INSTALL THE MICROBANK'S APP AND THEN AUTHENTICATE IT AT THE PERSONAL CENTRE; SECONDLY, FILL IN YOUR PERSONAL INFORMATION AND YOUR LOAN APPLICATION; AND FINALLY, JUST WAIT PATIENTLY FOR THE RESULTS OF THE REVIEW。

What about interest rates? Interest rates on personal credit loans at microbanks are relatively low, but vary depending on the applicant ' s personal circumstances and the size of the application. In general, the higher the level of application, the corresponding increase in interest rates. Specific interest rates can be used to consult customers when applying for loans。

With reference to the amount of money, microbanks gave applicants considerable space. The minimum amount is 10,000 yuan, while the highest amount is 500,000 yuan. However, many factors need to be taken into account in determining the amount, such as the applicant ' s credit rating, work income and lending records。

There are two conditions for applying for microbank loans: first, the applicant needs to have a white list of microbanks, which is screened within the bank, and the eligible user of the granule loan is screened through the white list; and second, the applicant needs good personal credit and a certain ability to repay。