You're probably thinking, "Can I split up again with the split?" As consumption capacity increases, people increasingly choose to pay in instalments to meet their shopping aspirations. Periodicals are popular among most consumers. So, if there are special circumstances that need to be phased again, how do we operate

Can you agree on a split

Whether or not the splits will be agreed, depending on the circumstances. Periodicals assess the creditworthiness of consumers and repayment records to determine whether a double-segment is possible. So, when you apply for a second instalment, you need to prepare some relevant documentation, such as a certificate of income, bank flow, etc., to improve the success rate of the application。

First, it should be made clear that, as a professional instalment platform, the main objective of the band is to provide easy shopping for consumers. Thus, splits are to some extent negotiable. You can explain your needs and the reasons for this by communicating with the guests of the band, so that you can apply for a second instalment. In some exceptional cases, the band may also consider your application and provide necessary assistance。

So, what happens if you delay paying for the parting

1. You need to pay the penalty: if your split loan is overdue, the platform will charge the penalty in the form of a daily fee. As long as your arrears remain outstanding, the penalty will be accumulated every day。

Impact credit rating: The periodic music has been connected to the credit rating system, which uploads your overdue records to the credit rating system once you have deferred payment。

3. Future loans will be affected: once the overdue records are uploaded to the credit rating system, if you do not take measures, the overdue records will remain in place, which will affect your chances of obtaining loans in the future。