I think this article can help you if you want to know more about the loan term option and the deferred repayment of 360 loans. First, it should be understood that lenders generally adjust the duration of their loans to their own solvency, and that, once the financial chain is in place, the delay may follow. Some might wonder if 360 can be deferred

Can 360 borrows be deferred

THE ANSWER IS YES. IT IS TRUE THAT THE 360 DEBITS CAN APPLY FOR AN EXTENSION, BUT IT SHOULD BE BORNE IN MIND THAT THE EXTENSION IS NOT FREE OF CHARGE AND THAT YOU NEED TO PAY A CERTAIN AMOUNT OF INTEREST AND FEES. THEREFORE, IF YOU ARE CONSIDERING AN EXTENSION, AN EARLY APPOINTMENT TO 360 IS NECESSARY. OVERPAYMENT WILL GIVE RISE TO AN ADDITIONAL PENALTY, CALCULATED ON THE BASIS OF THE INTEREST RATE OF 501 TP3 T-DAY ON THE OVERDUE PRINCIPAL AMOUNT, AND WILL BE RECOVERED AT THE INTEREST RATE ON ARREARS UNTIL YOU HAVE ELIMINATED THE OVERDUE STATUS。

It is also worth noting that the 360 loans are evaluated on the basis of your letters of credit and combined with 360 internal and external data. And if you do, it will affect your letter, but the 360 will also use its big data system to lend you。

In addition, you might want to know if the level of the 360 debits can be used again? The answer is yes. In general, you can borrow again after you have paid in advance, because the amount of the 360 debits is revolving. But if you want to use it again, you need to pass an audit. Assuming that early repayments affect the system ' s assessment of you, this could result in your application being rejected。

Making financial knowledge more comprehensible is our goal, and it is hoped that the content of this paper will help you to better understand the status of the 360 debit extensions and the revolving amounts。