What if the bank loans are too slow? Don't worry, you can apply for an emergency loan! The bank's rate of interest on loans was indeed a good comparison, but it was clear that the lending cycle was short-lived, and how would it work

Can you apply for a more urgent loan

When the bank loan process is as slow as a snail, you can try to contact the bank's customer service or the loan manager to see if you can apply for an accelerated loan. The specific rules, processes and conditions of application vary slightly from bank to bank. If the bank agrees to apply for more urgent action, then you need to proceed as follows:

First, of course, it's to find the banker or loan manager in charge of your business, to tell them about your difficulties and see if you can step up the lending。

Then you need to be prepared for all the materials that are required to apply for emergency release, such as identification cards, loan contracts and bank accounts。

Once all the material has been prepared, you will have to fill in an application for an urgent release and submit it to the bank, in accordance with the rules of the bank。

Finally, they wait for a bank audit, which they usually give in the shortest time possible. If you pass, just wait for the bank to release the money

What if the bank doesn't have that kind of resources and the amount of money? There is no need to be discouraged, and the banks will never let go because of temporary financial constraints. You can wait for the bank to be more generous. If you can't wait, then you can talk to the bank and see if you can release the money as soon as possible. Even if it is tight, banks usually set aside a portion for those who are in need of funds. If you really can't get an immediate loan from a bank, you can find other ways, like a loan institution, or a new bank to apply for a loan. As many banks close each year, the amount is a little tight, so if you need money, you might want to apply as early as possible, so that you don't lose your plan because of slow bank lending. The bank usually informs you immediately when the money arrives, keeping in mind the relevant information to prevent it from being missed。