Let me tell you how to save you if you haven't paid for more than a day. The Beijing White Book is a consumer credit product of Kyoto finance that will be reflected in your letter of credit. So, if you're one day overdue, how do you respond? Follow that, I'll give you some effective measures。

How do you remedy the delay

First of all, don't be so busy. You need to make sure it's actually a day late. It is true that there is a three-day grace period for the Beijing White Book, so it is not said that you were already overdue the next day because you did not pay the money on the day of repayment. In fact, the real delay began to run from the third day after the repayment。

Then you need to know how to calculate the overdue costs. Kyeongdong White will charge the overdue fee, which is calculated on the basis of amounts and days overdue. So, the longer you're overdue, the more overdue costs you'll have. If you do not want to pay more overdue charges, it is important that the arrears be reimbursed as soon as possible。

ALSO, IF YOU ONLY FORGET THE REPAYMENT DATE AND NOT BECAUSE OF FINANCIAL PROBLEMS, YOU CAN REPAY IT IMMEDIATELY AFTER A DAY OF DELAY THROUGH THE KYOTO WHITE NOTE BUTTON IN THE KYOTO AP. BUT IF YOUR WHITE NOTE IS REALLY OVERDUE FOR A DAY, IT COULD AFFECT YOUR LETTER. SINCE KYOTO IS REPORTED ON A MONTHLY BILL, YOU SHOULD CONTACT THE KYOTO PASSENGER SERVICE AS SOON AS POSSIBLE TO INDICATE THAT YOU HAVE PAID YOUR DUES, WHICH IS NOT MALICIOUSLY OVERDUE, AND TO CONFIRM WHETHER THE OVERDUE RECORDS HAVE BEEN FILED。

After that, you have to maintain good consumption habits, whether or not your Beijing White Book has been reported. It is also possible to diversify the use of kyodong white bars, such as offline and offline consumption, and to return the white bar to the bank card in an emergency, and to pay the arrears in full and on time, without further delay. It took about three months before the adverse effects of the overdue white strips would diminish over time。

The overdue white note may have the following consequences: a penalty, a restriction on the use of the white note, an influence on personal letters and an influence on other loan applications. In particular, in the case of serious delays of more than 30 days, even after repayment of the claim may no longer be able to use the Kyoto white note。