Have you ever encountered the problem of being unable to borrow money, despite the fact that it is sufficient to use the split? The possible causes of this problem and the manner in which it will be addressed will be explored in detail。

What's the main reason why you can't borrow the band

First, one of the possible reasons is the low credit rating. When applying for a consumption-repayable product, the company makes a decision based on your credit rating, which may make it impossible to borrow. To address this problem, long-term repairs can be made by focusing on your income, credit card use and liabilities to improve your credit rating。

Secondly, if you are already over-indebted, the split band may consider your borrowing capacity to be up to the limit, which may also result in the level not available. You can improve your repayment capacity by gradually returning existing debt。

Finally, wrongly filled in personal information, such as identity information, contact details, working years, etc., may also result in amounts not available. You need to check your personal information carefully to ensure that all information is correct。

What, however, would be the negative impact of an overdue instalment loan? First of all, the platform will collect a fine on a daily basis, depending on the number of days you owe, until you pay your dues. Second, your overdue records will enter the system, affecting your credit records. Finally, if you do not process the overdue record, then it will remain in place and may be affected by the overdue record in the course of your subsequent loan。