First of all, there may be a question: will the amount be restored as soon as the loan is repaid? The answer is, yes. Once the loan is settled, your amount will be restored, so you can apply for a second loan at any time. However, it is important to note here that if there are delays or defaults in the use of the granule loan, the system will thus reduce your overall credit rating and, accordingly, your particulate loan line may also be reduced or fully recovered, which means that you may not be able to obtain the particle loan line again after the loan has been closed。

How will we repay the loan

How, then, should we repay the loan once it has been borrowed? In fact, it offers you two flexible ways to repay. The first is a “payback at any time” approach, which means that, as a borrower, you can pay your arrears ahead of schedule at any point in time and benefit from the preferential policy of early settlement, i.e., only interest and fees incurred up to that point in time, and the remaining ungenerated interest and fees will be waived. The second is a “scheduled repayment” approach, which allows you to opt for a 5-, 10- or 20-sum repayment, depending on your personal financial situation, and also to benefit from a preferential exemption from the remaining interest and handling fees。

Through the above presentation, I think there should be a clearer understanding of “Does the loan recover soon after its repayment?” and “How do you repay?” Thank you for reading。