The word "flowers" may be confusing, but it's actually a consumption-phased product in Alibaba, providing consumers with an easy and fast payment. However, the question followed: if the repayment date had passed and I had not yet repaid it, would it still be in use? And the answer is, "Flower" can continue to be used after repayment。

It's not working until the payback date

The repayment date for the " flower " is fixed and the same monthly date, for example, 10 or 20 days per month. In fact, you can set a repayment date based on your own ability to repay, so as to avoid situations in which “flowers” cannot be used. But even if you fail to pay your debts in the time set, "Flower" is still usable。

SO, WHAT'S THE IMPACT IF YOU DON'T PAY YOUR DEBTS IN TIME AFTER USING THE FLOWER? FIRST OF ALL, THERE ARE FUNCTIONAL LIMITATIONS, AND "FLOWS" WILL BE RESTRICTED IF THEY REMAIN UNPAID FOR LONG PERIODS OF TIME. SECOND, THE OVERDUE NEGATIVE RECORD WILL APPEAR ON YOUR SESAME CREDIT RECORDS, FURTHER REDUCING YOUR SESAME CREDIT POINTS. FINALLY, THERE WOULD BE ADDITIONAL COSTS FOR DELAYS. THE FORMULA IS: OVERDUE COSTS = OVERDUE AMOUNTS* YEARS OVERDUE* 0.05%。