Let's look at the use of the loaned product, especially if you borrow it after two months. This easy-to-hand microcredit product is very popular with users because it is simple to operate. But we cannot ignore the risk of delay, and let me explain in detail the problems that may arise in the event of delay。

What happens if you borrow it for two months

First, if your borrowing is two months overdue, there will be significant overdue costs. The interest rate is 1.5 times the agreed rate. The two-month penalty is not a small amount. Therefore, borrowing must always be used in full and on time, so as to avoid misappropriation。

Second, you'll be able to freeze your loan account after it's due, so you can only repay and not borrow. And your flowers, Internet loans, etc., can also be affected, for example, by lower levels or by the freezing of accounts。

Once again, the overdue loan will be paid for a collection operation, which means you have to face a call, text, or even go to the door. This may have some impact on your daily life and work。

Finally, the serious consequences would be to undermine your personal credit record. If you have access to the system, it will be uploaded to the system, seriously affecting your future credit operations。

If you are not in a position to pay back on time, it would be a good way to try to defer payment in consultation with the client. While the customer service may initially inform you that this service is not available, if you insist on communication and provide proof of non-payment, they may agree to extend it for you. Attention is then drawn to the relevant notice of receipt and to the use of deferred vouchers before 13 o'clock on the date of payment. But you need to be clear, a postponement doesn't mean no interest. You still have to pay interest。