"Have you ever wondered whether I have fully repaid all the arrears of the flowers, but why have the amounts not recovered? Today, as a senior financial editor, I will explain this to you. As a consumer credit product for the payment of treasures, flowers can give us the ideal of first-time consumption and then repayment, but the recovery of the amount spent is influenced by several factors。

The flowers have been repaid and the amount has not recovered

First of all, if your historical repayments are poor, including the use of flowers or other sesame credit services, such as rent-free accommodation, car rental, accommodation, etc., the system will not restore the amount, even if you have paid back the flowers, as long as you do not pay in time and the actions are widespread. At this point in time, you need to stop these acts, and you need to increase the frequency of the use of financial services to pay for treasures and to maintain a good repayment record, pending a system reassessment。

Second, if there is a serious overdue act in your credit operations, such as a current one, or a three- or six-month one, other credit institutions may not be able to provide services to you at this time, so that the amount cannot be restored even if you have paid off the flowers. You need to complete all repayments as soon as possible and maintain good credit so that the level can be restored before the next billing cycle。

And finally, if your sesame credit drops, it will affect the recovery of the amount spent. Incomplete information, low-frequency use of payment treasures and frequent changes in mobile phone numbers could lead to a decrease in sesame credit scores. Sesame credits, on the other hand, are an important reference factor in the systematic assessment of the recovery of the amount spent, and the reduction in sesame credits is significant, and it is difficult to recover the amount even if the flowers have been repaid. You need to maintain a good credit record and pay back as soon as possible, reduce additional payments and enhance your sesame credit, pending a system re-evaluation of the amount spent。

There is no specific time frame for the increase in the amount spent, depending entirely on the system ' s irregular assessment of users ' consumer behaviour and creditworthiness. If the system evaluates your overall rating increases, the chances of your spending up would increase and, conversely, if the rating drops, the amount could be reduced. As a rule, the system is evaluated every other month. " ... "