Are you worried about the tremors? Take it easy. Let me help you with that. First of all, you might wonder, "Why can't you pay back the shivering at once?" Actually, it's to protect your financial situation。

Why can't you pay it back in one time

Risk control is a major factor. The initial purpose of the tremors was to provide easy-to-consumer services so that you could pay in a flexible manner according to your actual situation. If a one-time full repayment is requested, you may need to be under pressure in the short term, which increases your financial risk. Thus, amortization approach allows you to choose the most appropriate repayment modality according to your economic situation。

Second, the tremors also help you with financial planning. Dispersion of consumption expenditure over different months could be achieved through amortization of one-time pressure. It also provides an opportunity for you to better assess and control your own capacity to consume, avoid excessive consumption and reduce financial risk。

What if you really have a situation in which you can't pay off the split at once? No problem, you have a few options. First, you can pay in instalments every month. The shivering provides for flexible repayments, and you can choose the amount to be repaid and the time to be paid each month, depending on your financial situation. By way of instalments, you can gradually repay instalments to reduce the repayment pressure. An alternative is early repayment. The tremors allow for early repayment, so that you only have to pay the remaining principal and the corresponding interest. Advance repayments can reduce your interest costs and free you from debt pressure earlier。

In general, the inability to pay back the shivering in one-off is in fact a mechanism for consumer protection, while giving you more flexible repayment options. It is hoped that these answers will help you to better understand and use the shivering。