Would you like to know why the amount borrowed after repayment was not returned? On the other hand, this rotating product is usually re-established as a loanable amount after you have repaid it. But sometimes you may find the amount not restored. Let's find out why。

What's the main reason for that

First, your repayment history has been overdue. Overdues are strictly prohibited, as the loan product depends on the client ' s ability to pay on time and in full. If your loan is paid out after the due date, the Platform will assume that you have a high credit risk, that you may continue to be overdue in the future and that your loan line will be recovered to avoid the risk。

SECOND, YOU'RE OVERINDEBTED. WHEN YOU BORROW, YOU MIGHT USE OTHER CREDIT PRODUCTS, WHICH COULD LEAD TO A RAPID INCREASE IN YOUR DEBT RATIO. ESPECIALLY WHEN YOU HAVE A DEBT RATIO ABOVE 50%, THE SYSTEM IS WORRIED ABOUT YOUR REPAYMENT PRESSURE AND, IN ORDER TO AVOID RISK, MAY FREEZE YOUR LOAN LINES AFTER YOU HAVE REPAID。

Finally, your income does not meet the requirements. It's a credit product. You don't have to offer a mortgage. Whether you have a stable and sufficient source of income is very important for the platform. If you have a significant change in income, this will also result in an amount not available after repayment。

Want to know how to raise the loan? First of all, you can add your personal information, such as education, mail, vehicles and real estate, so that you can be better informed about the value of the money, which can be indirectly increased by increasing credit points for sesame. Second, if you're always shopping on a treasure hunt or a Skycat, it's a way to raise the payout membership, and it helps to raise the loan. Finally, you can buy products, such as surplus funds that can be deposited in surplus, so that the payment of the treasure can be understood about your assets, and you can get extra interest. If you have more income, you can also raise the loan by buying other property that pays for it。