Are you wondering if you'll be able to apply for the loan and the down payment? Here is a detailed guide to all your questions. Bean money, a micro-credit product under the umbrella of Hong Kong stock-market companies, has been well received by many users。

How's the bean money

If you want to borrow money from beans, there are a few key points to note:

First, you need to provide real and complete information. Information on authenticity and completeness is essential in the process of approval, which can significantly speed up the process. If you can provide information about assets such as real estate, automobiles, public funds, etc., your loan pass rate will be greatly improved. Remember, when applying for a loan, use your real phone number, and preferably after a while, so that your communication records will reflect。

Second, you need to ensure personal credibility. The bean money is approved mainly through the creditworthiness of the users, so good credit will help to improve the likelihood of adoption. It would be helpful to avoid overpayments during the loan period, to control the frequency of credit inquiries and to reduce the individual debt ratio appropriately。

And then you need a steady income. This is to ensure that you can repay the loan in time. If you have no job and no income at the moment, then your application will probably not pass. Even if you have stable income, if you have a high debt ratio, you can be rejected。

4. Finally, the level of activity of the account should be as high as possible. You can be involved in soybean money-related interactions, such as taking part in missions, opening up members, inviting friends, etc., which help to keep your accounts active and thus make it more likely that you will be approved through loans。

THE SOYA MONEY IS A LOAN PRODUCT UNDER THE SHANGHAI-BASED FINANCIAL TECHNOLOGY OF WEI WEI XINJIANG, AND THE COMPANY WAS LISTED AS EARLY AS 2018, SO ITS BACKGROUND IS STRONG. THE MONTHLY INTEREST RATE FOR THE LOAN WAS 0.65%-1.79%, THE LOAN AMOUNT WAS 30-50,000 AND THE REPAYMENT PERIOD WAS 3-24 MONTHS. IF YOU HAVE A FIVE-MONTH-OLD MOBILE PHONE NUMBER BETWEEN THE AGES OF 20 AND 50, THE CONDITIONS FOR APPLYING ARE FULLY MET. IF IT'S OKAY, 15 MINUTES AT THE MOST, YOUR MONEY WILL BE ON THE BOOKS。