"Leave in instalments" is an extremely common shopping strategy, but often leads to the question of what early repayment would bring us. Shouldn't we pay in advance? Let us look at it in detail。

What good is it to borrow an advance payment in instalments

Look at the potential benefits of borrowing in advance: first, you can release your debt early and restore your borrowing. Secondly, there are real interests — you will save a lot of interest. For example, if your borrowing daily interest rate is four per 10,000, which was to have been borrowed for three months and paid in advance within 30 days, then your total interest is based on the number of days actually spent, with only $120。

There are two lines of thought as to how to deal with 'early repayment instalments'. First, in the case of a single payment, you can enter the principal amount reimbursed on the platform, but not a single payment. In other words, the option must be either to cut off the hand and pay it all at once or to pay it only in advance. Second, if the amount is larger and exceeds the single limit, then the user can divide the amount paid in advance into multiple operations under the single limit。

This is the process of early reimbursement. First, access to a third-party payment platform. Two: Navigate to the bottom of the page to select "My" and then "Leave." Thirdly, choose " go payback " , followed by " early payment " , followed by a page tip。

It is worth mentioning that early repayments do not affect credit and, since borrowing is a daily rate of interest, there is no need to delay unnecessary expenditure. Well, arrears prolong wasteful expenditure. The borrowing platform assesses the borrower ' s qualifications and solvency and sets daily interest rates based on the user ' s actual situation。