The credit product that pays for the treasure is very popular with the users. But one of the problems you might encounter is that your borrowing has suddenly dropped. Well, you might ask, how long do I have to wait to restore my level? Let's look at it next。

How long can you recover if you borrow it

First, the timing of borrowing for the recovery will vary from case to case. If you're lucky, you'll recover within 1-2 working days. But if things get tough, then you might have to wait three months, maybe longer。

So, what are the factors that affect the recovery

If your loan account is overdue, your amount may be frozen or reduced. The solution to this problem is to settle your arrears as soon as possible and to maintain a good repayment record. If you've had a good record, you usually have to wait one or two days to recover the amount。

If your debt is too high, your borrowing may also be affected. In this case, you need to reduce your debt ratio, increase your income and provide adequate financial evidence. Then you need to wait for the system to reassess. Generally, you may need to wait 1-2 months。

Irregular use of borrowed funds would also reduce your amount. For example, if you use borrowed funds to purchase non-consumable products such as stocks, futures, real estate, or to make off-the-shelf loans, your borrowing may be frozen or reduced. In this case, you need to keep a good credit record and use more money. The time of recovery depends on the assessment of the system。

If your identity information is outdated or incomplete, your borrowing may also be affected. The solution is to update your identity card information as soon as possible and to resubmit the application. Usually, when the update is completed, your level will be restored。

And finally, if you don't use a consumer credit product for a long time, your borrowing may be lower. At this point, you need to use the borrowed product properly to maintain your credit rating and the availability of the borrowed amount. This may take longer。